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"FIVE STAR TIPS"



Want a home but don't know where or how to start?

 

 

The biggest obstacle to homeownership can often be the down payment when the borrower has the ability to make a mortgage payment, but coming up with cash for the down payment and closing costs may be a problem.

Home buyers assistance programs and bond money may be available for first time home buyers and others, as low and no down payment loans and closing cost gifts. 


Visit with a RealtorŪ who knows:
  • Secrets that can save you money on closing costs when buying your home 
  • Why you need to check your credit before rushing out to buy and how to get your Free Credit Report! 
  • Higher credit scores can get you lower house payments through better interest rates. If you are serious about buying a home you will want to work with someone to fix credit problems
  • Know how much house you can afford by getting pre-approved for a loan. Be sure YOU know the difference between pre-qualifying and pre-approval, before you start looking for a home.
  • How a home can help build your wealth, as it has others who have become MILLIONAIRES in real estate. (Stop putting it off!) 
  • How a home can help you hang on to more of your money instead of paying so much to the  government  in taxes.
  • Compare the cost of renting to the benefits and advantages of buying.  
  • Free Comparative Market Analysis (CMA) so you don't pay more for the home if it isn't worth it.
  • How homestead exemption, which you get to file when you become a homeowner, can protect your assets from creditors.
  • Why a mobile home will end up costing you much more in the long run (with lot rental, tag or real estate taxes, tie downs and depreciation) than buying a home, which appreciates. Don't be fooled!
  • When you find a home



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"To accomplish great things, we must dream as well as act." - Anatole France
             




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